Privacy Policy

This Privacy Policy applies to this website and any other websites, mobile applications, online products, brands and/or services (“the Sites”) owned and/or operated by Carnanco (“Carnanco” “we” “us” “our”), including but not limited to Cheryl.wtf, Wicked Title Forum and Business Witch Academy.

Please read this Privacy Policy carefully and in its entirety. By using the Sites and/or purchasing, viewing, downloading, or providing your email to receive a newsletter, FREE resource, social media or blog posts, courses, OR OTHER Services or materials available on or through the sites, you agree to the terms of this Privacy Policy.

Thank you for your interest in Carnanco. Carnanco is committed to protecting your Personal Information. It is possible to browse many areas of our Sites without disclosing any Personal Information.

For the purposes of this Privacy Policy “Personal Information” means information that on its own, or used in conjunction with other information is capable of identifying, contacting, or locating a single person, or identifying an individual in context. Personal Information includes, but is not necessarily limited to, your name, address, email address, telephone number, bank or credit card information, etc.

Certain aspects of our business require the processing of personal data in order to function. If you choose not to provide information that is necessary to provide a product or service, you may not be able to use some of our features, products, or certain areas of our Sites.

This Privacy Policy explains the choices you have about the way your Personal Information is collected and used, including the following:

• What personally identifiable information is collected from you through the Sites, how it is used and with whom it may be shared;

• What choices are available to you regarding the use of your information;

• The security procedures in place to protect the misuse of your information;

• How you can correct any inaccuracies in your Personal Information.

This policy does not apply to the practices of companies that Carnanco does not own or control, or to people that Carnanco does not employ or manage. This policy does not apply to information you voluntarily post on any public or private group, class, topic, post forum, chat or other similar digital or in person means of communication that we host in/on any public or private social media site, including but not limited to, ZenAbstractGroup.com, Facebook, Zoom, YouTube or Instagram.

Information Collection and Use

Carnanco is the sole owner of all information collected on the Sites. When using the Sites, if you fill out forms, purchase products, or provide comments, you may be asked to provide your name, email address, mailing address, phone number and payment information. We use this information to deliver the products or services requested, to enhance your User experience, and to improve the performance of the Sites.

Carnanco collects information about your transactions with us and with some of our business partners, including information about your use of services that we offer.

Carnanco automatically receives and records information on our server logs from your browser, including your IP address, Carnanco cookie information, and the page you request.

Carnanco uses information for the following general purposes: to customize the advertising and content you see, fulfill your requests for products and services, improve our services, contact you, and conduct research.

If you sign up for an email list, contest, download, course, or service from Carnanco, you will only be added to our email list if you affirmatively consent to receive such messages. You may unsubscribe at any time by following the “UNSUBSCRIBE” instructions at the bottom of the email.

Carnanco does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:

• To trusted partners who work on behalf of or with Carnanco under confidentiality agreements. These companies may use your personal information to help Carnanco communicate with you about offers from Carnanco and our marketing partners. However, these companies do not have any independent right to share this information.

• To third parties, to assist us in operating the Sites, conducting our business, or providing services to you, such as shipping an order, sending a newsletter, or processing a payment;

• To third parties, for any corporate reorganization process including, but not limited to, mergers, acquisitions, consolidation, change in control, reorganization or liquidation, and sales of all or substantially all of our assets; and

• We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;

• We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Carnanco’s terms of use, or as otherwise required by law.

Data Retention

Carnanco has no obligation to you to retain your Personal Information. For as long as you choose to remain on our email list, we will retain a minimum amount of personal information including your name, your email address, and your behavior on our website. For all other information, we generally retain information only as long as is necessary to fulfill the purpose for which the Personal Information was collected, resolve disputes, or as reasonably determined.

Assignment

In the event that all or part of our assets are sold or acquired by another party, or in the event of a merger, you grant us the right to assign your Personal Information collected via the Sites to the acquiring party.

Analytics and Cookies

This Site collects readily available information about visitors’ usage of the website via Google Analytics (acting as its site traffic gathering agent for this limited purpose). Generally, this may include information about your geographic location, your browsing behaviors while using the Sites, the type of device or software you use, and your IP address. We use this information for statistical purposes, to measure the Sites’ effectiveness, and to improve visitor experience. If you wish to opt out, visit Google Analytics’ privacy center.

We sometimes use an Internet device called a ‘cookie’ to recognize your browser when you visit our site. A cookie is a small amount of information that a website transfers to your computer’s hard drive.

The Sites utilize cookies to better individualize and improve your user experience. You can choose whether to accept or block cookies by changing the settings of your browser. If you block cookies, you may lose some of the features and functionality of the Sites.

Your Access to and Control over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address given on our website:

• Learn what Personal Information we have about you, if any;

• Change/correct any Personal Information we have about you;

• Request us to delete any Personal Information we have about you;

• Express any concern you have about our use of your Personal Information.

Links

The Sites may contain links to other third-party sites. Please be aware that we are not responsible for the content or privacy practices of such third-party sites. We encourage users to be aware when they leave our Sites and to read the privacy policies of any other website that collects personally identifiable information.

Blog and Other Public Posting

Any information you post in a public posting area, such as a comment on a blog post, is available to anyone with Internet access. If you don’t want people to know your e-mail address, for example, please don’t include it in any comment you post publicly. PLEASE BE EXTREMELY CAREFUL WHEN DISCLOSING ANY INFORMATION IN PUBLIC POSTING AREAS. WE ARE NOT RESPONSIBLE FOR THE USE BY OTHERS OF THE INFORMATION THAT YOU DISCLOSE IN PUBLIC POSTING AREAS IN THIS OR ANY OTHER SITE WHERE CARNANCO SHARES INFORMATION.

Compliance

As Carnanco is headquartered in the United States, we generally adhere to laws in the U.S., but do attempt to follow rules to protect the personal information of all of our visitors. Our intention is to always be in compliance with U.S. and international laws concerning data privacy. This Privacy Policy is intended to comply with the General Data Protection Regulation (GDPR) of the European Union, the Childrens Online Privacy Protection Act (COPPA) and the California Consumer Privacy Act (CCPA), as well as any other privacy regulations which may be applicable.

The Sites are not intended for use by persons under the age of 13. Carnanco does not knowingly collect information from visitors under the age of 13 and, in fact, we require that you are at least 18 years old to use the Sites. Should we learn that a person under the age of 13 has provided Us with Personal Information, we will immediately delete such Personal Information.

Security

We implement commercially reasonable security measures to protect your information. When you provide Personal Information such as your name, email, or credit card information, we use third-party products and Sites to secure or store your information. Sensitive information (such as credit card data) is encrypted and transmitted in a secure way. You can verify this by looking for a lock icon in the address bar and/or looking for “https://” at the beginning of the address of the web page. The Personal Information you provide when using the Sites is not stored on our servers or computer systems.

However, due to the open nature of the Internet we cannot guarantee that communication between you and us, and between us and you, will be free from unauthorized access by third parties. No data transmission over the Internet can be guaranteed to be 100% secure. Consequently, we cannot ensure or warrant the security of any information you provide. Any information that you provide is done at your own risk.

If we learn of a data security breach we may attempt to notify you electronically so that you can take appropriate protective steps. By using the Sites or providing Personal Information, you agree to receive electronic communications regarding security, privacy, and administrative issues relating to your use of the Sites. We may also post a notice via the Sites if a security breach occurs.

Depending on where you live, you may have a legal right to receive written notice of a data privacy or security breach. If you have reason to believe that your Personal Information has been compromised through use of our Sites, please notify us by e-mailing Cheryl dot Evans at Carnanco.info

Embedded Content From Other Websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

By default, the ThirstyAffiliates plugin collects visitors’ IP addresses every time they click an affiliate link as part of the statistics information. By checking this the IP address collection will be disabled, but other information will still be saved.

On any site owned or operated by Carnanco, it is possible that 3rd party plugin may use tracking cookies but when no cookie is found then the lead’s IP address may be checked. If the IP address isn’t found but the information in the unique link (clicked from an email) locates them in the database, then our 3rd party plugin may re-cookie them with the correct information.

Affiliate Disclosure

Carnanco is an affiliate of many online tools, services, and products. Links on this website may be affiliate links and Carnanco may earn commissions for purchases that are made by visitors to the Site. These are promotional links that can be used to track a visitor’s purchase and credit it to Carnanco. This comes at no additional cost to you and our goal is to provide the very best reviews and recommendations. If you have any questions, please contact us.

Disclaimer

The information provided at this site is intended for informational and educational purposes only. It is not intended, nor should it be construed as, legal, financial, or other professional advice. Should you need legal, financial, or other professional advice, please consult with an appropriate professional. The information contained in this site is provided on an “as is” basis with no guarantees of completeness, accuracy, timeliness or business outcome. Carnanco assumes no responsibility or liability for any errors or omissions in the content of this site. Use of the information provided on this or any site or social media account maintained by Carnanco or it’s affiliated brands is at your own risk and Carnanco cannot be held legally responsible for any use you may choose to make of the content. 

Social sharing

This website may offer social sharing features and other integrated tools (such as the Facebook “Like” button), which let you share actions you take on our website with other media services. Your use of these tools enables the sharing of information with the public, depending on the settings you establish with your social networks. For more information about the purpose and scope of data collection with social sharing features, please visit the privacy policies of the entities that provide these tools.

Advertising and Analytics Services Provided by Others

We may allow others to serve advertisements on our behalf across the Internet and to provide analytics services. These entities may use cookies, web beacons, and other technologies to collect information about your use of our website, including your IP address, web browser, pages viewed, time spent on pages, links clicked, and conversion information. This information may be used by Company and others to, among other things, analyze and track data, determine the popularity of certain content, deliver advertising and content targeted to your interests on our website and other websites to better understand your online activity.

Changes to Privacy Policy

Your use of the Sites signifies your assent to this Privacy Policy. If you do not agree to the terms, please do not use the Sites. We reserve the right to amend our Privacy Policy at any time to address new issues of privacy and information security and to reflect changes to our Website or business practices by posting such changes on this page. Each version of this Privacy Policy may be identified by its effective date which is located at the bottom of the page. Your continued use of the Sites following the posting of changes to these terms means you accept the changes.

The contact person at Carnanco for all matters concerning privacy and data protection is:

Privacy Officer

Cheryl dot Evans at Carnanco.info

If you you have concerns or feel that we are not abiding by this Privacy Policy, you should contact us immediately via email to Carnanco.

Last updated on: 02/04/2024